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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,677 | $159,978-45.2% | $147,041-40.4% | $145,978-39.9% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 25.31% | 98.36%-73.1pp | 419.21%-393.9pp | 550.52%-525.2pp |
| Employer contribution / active EE | $2,941 | $5,288-44.4% | $4,935-40.4% | $4,662-36.9% |
| Participant deferral / active EE | $6,828 | $8,429-19.0% | $8,071-15.4% | $6,690+2.1% |
| Admin fee / account holder | $4,771 | $15,053-68.3% | $13,006-63.3% | $13,400-64.4% |