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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,146 | $150,447-52.7% | $136,298-47.8% | $147,586-51.8% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 86.40% | 1049.15%-962.8pp | 5156.27%-5069.9pp | 578.59%-492.2pp |
| Employer contribution / active EE | $2,547 | $5,256-51.6% | $4,696-45.8% | $4,876-47.8% |
| Participant deferral / active EE | $3,899 | $6,631-41.2% | $6,247-37.6% | $5,439-28.3% |
| Admin fee / account holder | $328 | $10,906-97.0% | $9,244-96.4% | $10,886-97.0% |