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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,626 | $138,076-46.7% | $123,553-40.4% | $135,380-45.6% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -7.91% | 153.70%-161.6pp | 119.21%-127.1pp | 519.81%-527.7pp |
| Employer contribution / active EE | $2,537 | $5,152-50.8% | $4,628-45.2% | $4,779-46.9% |
| Participant deferral / active EE | $6,202 | $6,800-8.8% | $6,426-3.5% | $5,609+10.6% |
| Admin fee / account holder | $665 | $10,917-93.9% | $9,284-92.8% | $10,828-93.9% |