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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,704 | $89,515-46.7% | $103,065-53.7% | $80,959-41.1% |
| Participation rate | 82.5% | 76.0%+6.5pp | 80.6%+1.9pp | 67.7%+14.8pp |
| Annual return | 9.38% | 22.82%-13.4pp | 23.95%-14.6pp | 35.67%-26.3pp |
| Employer contribution / active EE | $2,205 | $4,015-45.1% | $4,675-52.8% | $2,757-20.0% |
| Participant deferral / active EE | $3,872 | $5,463-29.1% | $6,625-41.6% | $4,300-10.0% |
| Admin fee / account holder | $3,923 | $6,527-39.9% | $9,349-58.0% | $6,925-43.4% |