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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,704 | $89,698-46.8% | $103,464-53.9% | $80,874-41.0% |
| Participation rate | 82.5% | 76.0%+6.5pp | 80.5%+2.0pp | 67.6%+14.9pp |
| Annual return | 9.38% | 22.78%-13.4pp | 23.91%-14.5pp | 35.62%-26.2pp |
| Employer contribution / active EE | $2,205 | $4,018-45.1% | $4,677-52.8% | $2,756-20.0% |
| Participant deferral / active EE | $3,872 | $5,456-29.0% | $6,624-41.5% | $4,297-9.9% |
| Admin fee / account holder | $3,923 | $6,768-42.0% | $9,410-58.3% | $6,935-43.4% |