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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1 year Service code 15 · EIN 11-3665754 | Recordkeeping | $8,559 |
OSAIC WEALTH INC1 year Service code 27 · EIN 93-0987232 | Advisory (Plan) | $5,387 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,380 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,973 | $88,087+63.4% | $164,866-12.7% | $74,546+93.1% |
| Participation rate | 68.2% | 73.1%-4.9pp | 78.6%-10.4pp | 67.2%+1.0pp |
| Annual return | 30.77% | 17.27%+13.5pp | 69.97%-39.2pp | 1366.03%-1335.3pp |
| Employer contribution / active EE | $3,769 | $2,595+45.2% | $4,343-13.2% | $2,624+43.6% |
| Participant deferral / active EE | $7,701 | $4,499+71.2% | $6,033+27.7% | $4,347+77.1% |
| Admin fee / account holder | $81 | $2,232-96.4% | $12,689-99.4% | $1,944-95.9% |