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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,423 | $81,870+20.2% | $119,608-17.7% | $68,495+43.7% |
| Participation rate | 86.3% | 71.9%+14.4pp | 79.3%+7.1pp | 67.9%+18.4pp |
| Annual return | -11.07% | -23.82%+12.7pp | -14.98%+3.9pp | -7.84%-3.2pp |
| Employer contribution / active EE | $4,220 | $2,692+56.8% | $4,232-0.3% | $2,596+62.5% |
| Participant deferral / active EE | $9,498 | $4,148+129.0% | $5,601+69.6% | $4,028+135.8% |
| Admin fee / account holder | $1,061 | $6,583-83.9% | $10,326-89.7% | $5,403-80.4% |