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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,914 | $87,733-15.8% | $106,555-30.6% | $85,847-13.9% |
| Participation rate | 58.6% | 71.9%-13.3pp | 76.1%-17.5pp | 69.3%-10.7pp |
| Annual return | 11.80% | 21.86%-10.1pp | 26.80%-15.0pp | 318.61%-306.8pp |
| Employer contribution / active EE | $1,831 | $2,073-11.7% | $2,819-35.1% | $2,565-28.6% |
| Participant deferral / active EE | $4,746 | $3,469+36.8% | $4,399+7.9% | $3,952+20.1% |
| Admin fee / account holder | $850 | $6,767-87.4% | $7,408-88.5% | $6,261-86.4% |