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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,723 | $118,695-57.3% | $98,916-48.7% | $158,950-68.1% |
| Participation rate | 79.2% | 77.8%+1.3pp | 76.0%+3.1pp | 82.0%-2.8pp |
| Annual return | 4.98% | 372.39%-367.4pp | 196.45%-191.5pp | 302.91%-297.9pp |
| Employer contribution / active EE | $1,610 | $3,333-51.7% | $2,689-40.1% | $4,762-66.2% |
| Participant deferral / active EE | $4,657 | $5,088-8.5% | $4,245+9.7% | $5,983-22.2% |
| Admin fee / account holder | $2,530 | $10,132-75.0% | $6,642-61.9% | $11,248-77.5% |