Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,836 | $72,177-79.4% | $115,038-87.1% | $59,633-75.1% |
| Participation rate | 38.2% | 72.6%-34.3pp | 81.4%-43.1pp | 68.7%-30.4pp |
| Annual return | -8.20% | 12.02%-20.2pp | 26.14%-34.3pp | 2041.45%-2049.6pp |
| Employer contribution / active EE | $797 | $2,841-71.9% | $4,608-82.7% | $2,203-63.8% |
| Participant deferral / active EE | $1,846 | $4,783-61.4% | $6,026-69.4% | $3,192-42.2% |
| Admin fee / account holder | $549 | $4,927-88.9% | $8,175-93.3% | $4,297-87.2% |