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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,767 | $86,919-69.2% | $102,457-73.9% | $80,911-66.9% |
| Participation rate | 92.1% | 72.4%+19.7pp | 76.5%+15.6pp | 67.6%+24.5pp |
| Annual return | 38.62% | 18.90%+19.7pp | 29.41%+9.2pp | 35.63%+3.0pp |
| Employer contribution / active EE | $4,299 | $2,368+81.5% | $3,022+42.3% | $2,756+56.0% |
| Participant deferral / active EE | $4,515 | $4,119+9.6% | $5,054-10.7% | $4,297+5.1% |
| Admin fee / account holder | $2,059 | $8,049-74.4% | $9,451-78.2% | $6,935-70.3% |