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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,937 | $71,878-76.4% | $86,698-80.5% | $68,486-75.3% |
| Participation rate | 70.0% | 72.2%-2.2pp | 76.6%-6.6pp | 67.9%+2.1pp |
| Annual return | -13.46% | 3.53%-17.0pp | 35.95%-49.4pp | -7.85%-5.6pp |
| Employer contribution / active EE | $2,673 | $2,173+23.0% | $2,837-5.8% | $2,597+2.9% |
| Participant deferral / active EE | $3,889 | $3,779+2.9% | $4,656-16.5% | $4,028-3.4% |
| Admin fee / account holder | $3,683 | $6,113-39.7% | $7,493-50.8% | $5,404-31.8% |