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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,565 | $80,985-78.3% | $96,576-81.8% | $75,181-76.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 19.80% | 27.05%-7.2pp | 25.87%-6.1pp | 160.69%-140.9pp |
| Employer contribution / active EE | $2,643 | $2,282+15.8% | $2,965-10.8% | $2,671-1.0% |
| Participant deferral / active EE | $3,324 | $3,929-15.4% | $4,851-31.5% | $4,126-19.4% |
| Admin fee / account holder | $1,190 | $6,719-82.3% | $8,253-85.6% | $5,650-78.9% |