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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,643 | $96,361+36.6% | $80,607+63.3% | $139,456-5.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 15.57% | 1350.95%-1335.4pp | 936.11%-920.5pp | 373.45%-357.9pp |
| Employer contribution / active EE | $4,545 | $3,262+39.3% | $2,724+66.9% | $4,753-4.4% |
| Participant deferral / active EE | $7,440 | $5,232+42.2% | $4,448+67.3% | $6,711+10.8% |
| Admin fee / account holder | $874 | $6,601-86.8% | $5,379-83.8% | $11,407-92.3% |