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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,150 | $101,063-46.4% | $81,473-33.5% | $147,586-63.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 13.13% | 32.41%-19.3pp | 38.78%-25.7pp | 578.59%-565.5pp |
| Employer contribution / active EE | $5,556 | $3,206+73.3% | $2,568+116.3% | $4,876+13.9% |
| Participant deferral / active EE | $4,950 | $4,242+16.7% | $3,537+40.0% | $5,439-9.0% |
| Admin fee / account holder | $1,178 | $5,812-79.7% | $4,561-74.2% | $10,886-89.2% |