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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,887 | $93,064-22.8% | $74,577-3.6% | $273,972-73.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 6.80% | 26.18%-19.4pp | 20.47%-13.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $14,794 | $3,160+368.2% | $2,525+485.9% | $4,869+203.9% |
| Participant deferral / active EE | $10,742 | $4,160+158.2% | $3,458+210.6% | $5,287+103.2% |
| Admin fee / account holder | $420 | $5,273-92.0% | $4,138-89.8% | $10,133-95.9% |