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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,403 | $90,614-79.7% | $76,089-75.8% | $145,877-87.4% |
| Participation rate | 22.2% | 74.5%-52.3pp | 69.1%-46.9pp | 80.3%-58.1pp |
| Annual return | 9.86% | 623.80%-613.9pp | 360.94%-351.1pp | 551.28%-541.4pp |
| Employer contribution / active EE | $580 | $3,324-82.6% | $2,690-78.4% | $4,663-87.6% |
| Participant deferral / active EE | $1,123 | $5,168-78.3% | $4,259-73.6% | $6,691-83.2% |
| Admin fee / account holder | $0 | $8,376-100.0% | $6,418-100.0% | $13,402-100.0% |