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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,778 | $85,060-88.5% | $70,548-86.1% | $139,456-93.0% |
| Participation rate | 22.2% | 73.9%-51.7pp | 68.3%-46.1pp | 80.3%-58.1pp |
| Annual return | 34.75% | 30.38%+4.4pp | 32.78%+2.0pp | 373.45%-338.7pp |
| Employer contribution / active EE | $526 | $3,911-86.6% | $2,975-82.3% | $4,753-88.9% |
| Participant deferral / active EE | $1,018 | $5,890-82.7% | $4,567-77.7% | $6,711-84.8% |
| Admin fee / account holder | $0 | $8,925-100.0% | $6,424-100.0% | $11,407-100.0% |