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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,935 | $167,352-28.9% | $143,788-17.3% | $134,509-11.6% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -20.63% | 0.47%-21.1pp | -0.03%-20.6pp | 418.13%-438.8pp |
| Employer contribution / active EE | $2,166 | $5,620-61.5% | $4,952-56.2% | $4,741-54.3% |
| Participant deferral / active EE | $8,903 | $6,447+38.1% | $5,638+57.9% | $6,400+39.1% |
| Admin fee / account holder | $482 | $18,091-97.3% | $14,675-96.7% | $11,427-95.8% |