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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,487 | $202,345-42.4% | $172,755-32.6% | $152,885-23.8% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 22.14% | 1029.77%-1007.6pp | 802.94%-780.8pp | 345.39%-323.3pp |
| Employer contribution / active EE | $2,859 | $5,858-51.2% | $5,144-44.4% | $4,763-40.0% |
| Participant deferral / active EE | $8,937 | $5,948+50.2% | $5,198+71.9% | $5,851+52.7% |
| Admin fee / account holder | $10,570 | $17,111-38.2% | $13,955-24.3% | $11,598-8.9% |