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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,182 | $198,457-37.9% | $170,435-27.7% | $147,586-16.5% |
| Participation rate | 63.6% | 88.0%-24.3pp | 83.6%-20.0pp | 82.8%-19.2pp |
| Annual return | 34.38% | 257.30%-222.9pp | 205.94%-171.6pp | 578.59%-544.2pp |
| Employer contribution / active EE | $2,489 | $6,183-59.7% | $5,432-54.2% | $4,876-49.0% |
| Participant deferral / active EE | $7,640 | $5,629+35.7% | $4,939+54.7% | $5,439+40.5% |
| Admin fee / account holder | $35 | $16,852-99.8% | $13,881-99.7% | $10,886-99.7% |