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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,307 | $83,908-85.3% | $68,509-82.0% | $125,389-90.2% |
| Participation rate | 94.4% | 78.2%+16.3pp | 74.7%+19.7pp | 83.2%+11.3pp |
| Annual return | 127.62% | 14.48%+113.1pp | 8.27%+119.4pp | 282.24%-154.6pp |
| Employer contribution / active EE | $2,029 | $3,031-33.1% | $2,278-10.9% | $4,866-58.3% |
| Participant deferral / active EE | $4,537 | $4,125+10.0% | $3,382+34.1% | $5,352-15.2% |
| Admin fee / account holder | $520 | $8,982-94.2% | $5,275-90.1% | $9,541-94.5% |