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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,162 | $99,079-81.7% | $78,002-76.7% | $273,972-93.4% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.5%-0.5pp | 83.0%-8.0pp |
| Annual return | 9.68% | 217.93%-208.2pp | 425.99%-416.3pp | 41.46%-31.8pp |
| Employer contribution / active EE | $1,313 | $3,308-60.3% | $2,470-46.9% | $4,869-73.0% |
| Participant deferral / active EE | $2,940 | $4,306-31.7% | $3,497-15.9% | $5,287-44.4% |
| Admin fee / account holder | $415 | $8,954-95.4% | $5,481-92.4% | $10,133-95.9% |