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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,835 | $125,193-57.0% | $105,591-49.0% | $145,978-63.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 4.91% | 225.53%-220.6pp | 116.43%-111.5pp | 550.52%-545.6pp |
| Employer contribution / active EE | $6,265 | $3,718+68.5% | $3,166+97.9% | $4,662+34.4% |
| Participant deferral / active EE | $2,942 | $5,708-48.5% | $5,008-41.3% | $6,690-56.0% |
| Admin fee / account holder | $1,061 | $17,277-93.9% | $11,024-90.4% | $13,400-92.1% |