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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,734 | $106,749+351.3% | $145,433+231.2% | $82,448+484.3% |
| Participation rate | 96.7% | 75.6%+21.0pp | 82.1%+14.5pp | 68.1%+28.6pp |
| Annual return | 14.46% | 27.59%-13.1pp | 66.58%-52.1pp | 41.64%-27.2pp |
| Employer contribution / active EE | $5,833 | $3,444+69.4% | $4,554+28.1% | $2,551+128.7% |
| Participant deferral / active EE | $14,760 | $6,519+126.4% | $7,897+86.9% | $4,139+256.6% |
| Admin fee / account holder | $91,559 | $8,390+991.3% | $13,129+597.4% | $7,234+1165.6% |