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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,928 | $77,816+169.8% | $123,552+69.9% | $64,173+227.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.89% | 12.49%-18.4pp | 119.20%-125.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $4,317 | $3,014+43.2% | $4,628-6.7% | $2,381+81.3% |
| Participant deferral / active EE | $8,598 | $5,240+64.1% | $6,426+33.8% | $3,470+147.8% |
| Admin fee / account holder | $1,396 | $5,519-74.7% | $9,285-85.0% | $4,887-71.4% |