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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,432 | $29,716+244.7% | $56,077+82.7% | $80,925+26.6% |
| Participation rate | 7.1% | 41.7%-34.6pp | 52.5%-45.4pp | 67.7%-60.5pp |
| Annual return | 9.23% | 35.30%-26.1pp | 1709.28%-1700.0pp | 35.65%-26.4pp |
| Employer contribution / active EE | $176 | $671-73.8% | $1,040-83.1% | $2,756-93.6% |
| Participant deferral / active EE | $2,254 | $1,228+83.5% | $1,954+15.3% | $4,299-47.6% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |