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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,187 | $84,464-19.3% | $61,399+11.1% | $134,509-49.3% |
| Participation rate | 23.1% | 62.2%-39.1pp | 52.6%-29.5pp | 81.2%-58.2pp |
| Annual return | -8.49% | 585.06%-593.6pp | 338.81%-347.3pp | 418.13%-426.6pp |
| Employer contribution / active EE | $643 | $1,545-58.3% | $1,159-44.5% | $4,741-86.4% |
| Participant deferral / active EE | $4,004 | $2,818+42.1% | $2,124+88.5% | $6,400-37.4% |
| Admin fee / account holder | $0 | $2,587-100.0% | $2,131-100.0% | $11,427-100.0% |