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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,080 | $165,399+14.3% | $149,745+26.3% | $158,982+18.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.90% | 348.34%-331.4pp | 276.72%-259.8pp | 302.99%-286.1pp |
| Employer contribution / active EE | $2,504 | $5,105-50.9% | $4,646-46.1% | $4,763-47.4% |
| Participant deferral / active EE | $5,489 | $7,183-23.6% | $6,843-19.8% | $5,983-8.3% |
| Admin fee / account holder | $33,791 | $10,811+212.6% | $9,312+262.9% | $11,252+200.3% |