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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,146 | $176,120+20.5% | $159,487+33.0% | $167,553+26.6% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 15.83% | 331.95%-316.1pp | 263.71%-247.9pp | 478.89%-463.1pp |
| Employer contribution / active EE | $2,267 | $5,299-57.2% | $4,831-53.1% | $4,840-53.2% |
| Participant deferral / active EE | $5,048 | $7,752-34.9% | $7,354-31.4% | $6,343-20.4% |
| Admin fee / account holder | $1,081 | $12,561-91.4% | $10,804-90.0% | $12,316-91.2% |