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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,146 | $176,071+20.5% | $159,450+33.0% | $167,497+26.7% |
| Participation rate | 85.7% | 84.9%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 15.83% | 331.79%-316.0pp | 263.60%-247.8pp | 478.62%-462.8pp |
| Employer contribution / active EE | $2,267 | $5,298-57.2% | $4,830-53.1% | $4,838-53.1% |
| Participant deferral / active EE | $5,048 | $7,750-34.9% | $7,352-31.3% | $6,341-20.4% |
| Admin fee / account holder | $1,081 | $12,555-91.4% | $10,800-90.0% | $12,310-91.2% |