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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,899 | $157,270+10.6% | $141,173+23.2% | $152,870+13.8% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.4%+10.9pp |
| Annual return | 26.90% | 64.33%-37.4pp | 71.40%-44.5pp | 345.34%-318.4pp |
| Employer contribution / active EE | $2,062 | $5,261-60.8% | $4,735-56.4% | $4,763-56.7% |
| Participant deferral / active EE | $4,680 | $7,110-34.2% | $6,710-30.3% | $5,850-20.0% |
| Admin fee / account holder | $804 | $12,121-93.4% | $10,262-92.2% | $11,597-93.1% |