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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · ENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $22,726 |
Service code 27 11101 SWITZER ROAD · OVERLAND PARK, KS 66210 | Advisory (Plan) | $17,865 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,953 |
Filed as: SAN DIEGO PENSION CONSULTANTS INC. Service code 13 | Contract Administrator | $5,104 |
Service code 13 9665 CHESAPEAKE DR. · SAN DIEGO, CA 92123 | Contract Administrator | $1,255 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,371 | $82,678-35.4% | $125,391-57.4% | $68,490-22.1% |
| Participation rate | 74.4% | 75.1%-0.7pp | 82.4%-8.0pp | 67.9%+6.5pp |
| Annual return | -17.97% | -5.97%-12.0pp | 572.41%-590.4pp | -7.85%-10.1pp |
| Employer contribution / active EE | $1,921 | $3,382-43.2% | $4,816-60.1% | $2,597-26.0% |
| Participant deferral / active EE | $7,235 | $6,111+18.4% | $7,448-2.9% | $4,028+79.6% |
| Admin fee / account holder | $468 | $6,277-92.5% | $10,009-95.3% | $5,403-91.3% |