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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,947 | $85,766-61.6% | $136,298-75.8% | $70,126-53.0% |
| Participation rate | 51.4% | 74.2%-22.7pp | 81.9%-30.5pp | 69.5%-18.1pp |
| Annual return | 26.74% | 31.46%-4.7pp | 5156.27%-5129.5pp | 73.15%-46.4pp |
| Employer contribution / active EE | $656 | $2,966-77.9% | $4,696-86.0% | $2,343-72.0% |
| Participant deferral / active EE | $3,142 | $5,051-37.8% | $6,247-49.7% | $3,332-5.7% |
| Admin fee / account holder | $3,608 | $5,421-33.4% | $9,244-61.0% | $4,645-22.3% |