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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,333 | $76,551-66.9% | $123,894-79.6% | $62,881-59.7% |
| Participation rate | 48.1% | 73.0%-24.9pp | 81.4%-33.3pp | 69.3%-21.2pp |
| Annual return | 14.55% | 18.68%-4.1pp | 47.52%-33.0pp | 20.14%-5.6pp |
| Employer contribution / active EE | $646 | $2,882-77.6% | $4,617-86.0% | $2,281-71.7% |
| Participant deferral / active EE | $2,739 | $4,840-43.4% | $5,984-54.2% | $3,203-14.5% |
| Admin fee / account holder | $1,366 | $4,826-71.7% | $8,357-83.7% | $4,296-68.2% |