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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,066 | $133,983-47.7% | $112,244-37.6% | $134,493-47.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.66% | 47.13%-63.8pp | 27.46%-44.1pp | 418.01%-434.7pp |
| Employer contribution / active EE | $10,931 | $4,039+170.7% | $3,635+200.7% | $4,740+130.6% |
| Participant deferral / active EE | $6,414 | $5,291+21.2% | $4,728+35.7% | $6,400+0.2% |
| Admin fee / account holder | $1,509 | $7,490-79.9% | $6,411-76.5% | $11,425-86.8% |