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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,197 | $110,379+13.4% | $102,412+22.2% | $145,884-14.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.60% | 24.84%-15.2pp | 24.94%-15.3pp | 551.85%-542.2pp |
| Employer contribution / active EE | $14,551 | $4,216+245.1% | $3,870+276.0% | $4,662+212.1% |
| Participant deferral / active EE | $9,215 | $5,622+63.9% | $5,060+82.1% | $6,690+37.8% |
| Admin fee / account holder | $4,314 | $9,745-55.7% | $8,388-48.6% | $13,392-67.8% |