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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,508 | $115,814-58.1% | $101,275-52.1% | $158,982-69.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 17.80% | 56.16%-38.4pp | 46.48%-28.7pp | 302.99%-285.2pp |
| Employer contribution / active EE | $9,015 | $4,176+115.9% | $3,660+146.3% | $4,763+89.3% |
| Participant deferral / active EE | $6,377 | $4,958+28.6% | $4,371+45.9% | $5,983+6.6% |
| Admin fee / account holder | $1,231 | $7,249-83.0% | $5,948-79.3% | $11,252-89.1% |