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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,351 | $105,929-2.4% | $81,926+26.2% | $158,950-35.0% |
| Participation rate | 33.3% | 75.6%-42.3pp | 72.0%-38.7pp | 82.0%-48.6pp |
| Annual return | 10.90% | 38.19%-27.3pp | 29.49%-18.6pp | 302.91%-292.0pp |
| Employer contribution / active EE | $707 | $7,802-90.9% | $4,310-83.6% | $4,762-85.1% |
| Participant deferral / active EE | $2,969 | $13,007-77.2% | $7,108-58.2% | $5,983-50.4% |
| Admin fee / account holder | $800 | $8,492-90.6% | $5,159-84.5% | $11,248-92.9% |