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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,861 | $96,956-3.2% | $69,779+34.5% | $273,972-65.7% |
| Participation rate | 20.0% | 77.1%-57.1pp | 71.8%-51.8pp | 83.0%-63.0pp |
| Annual return | 10.36% | 12.93%-2.6pp | 12.99%-2.6pp | 41.46%-31.1pp |
| Employer contribution / active EE | $349 | $3,316-89.5% | $2,338-85.1% | $4,869-92.8% |
| Participant deferral / active EE | $2,522 | $3,744-32.6% | $2,931-14.0% | $5,287-52.3% |
| Admin fee / account holder | $10 | $7,934-99.9% | $4,381-99.8% | $10,133-99.9% |