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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,771 | $91,911-28.4% | $68,793-4.4% | $135,382-51.4% |
| Participation rate | 37.5% | 76.7%-39.2pp | 72.2%-34.7pp | 82.6%-45.1pp |
| Annual return | -3.81% | -8.22%+4.4pp | -4.63%+0.8pp | 519.77%-523.6pp |
| Employer contribution / active EE | $616 | $3,924-84.3% | $2,625-76.6% | $4,779-87.1% |
| Participant deferral / active EE | $687 | $4,315-84.1% | $3,311-79.3% | $5,609-87.8% |
| Admin fee / account holder | $666 | $9,240-92.8% | $5,131-87.0% | $10,829-93.8% |