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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,891 | $148,582-18.0% | $135,942-10.3% | $139,456-12.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.33% | 79.26%-60.9pp | 68.28%-49.9pp | 373.45%-355.1pp |
| Employer contribution / active EE | $3,843 | $5,245-26.7% | $4,858-20.9% | $4,753-19.2% |
| Participant deferral / active EE | $12,815 | $8,101+58.2% | $7,759+65.2% | $6,711+90.9% |
| Admin fee / account holder | $13,226 | $12,402+6.6% | $10,764+22.9% | $11,407+15.9% |