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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,048 | $157,296-44.0% | $141,191-37.6% | $152,897-42.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.95% | 64.34%-40.4pp | 71.41%-47.5pp | 345.43%-321.5pp |
| Employer contribution / active EE | $2,725 | $5,262-48.2% | $4,736-42.5% | $4,764-42.8% |
| Participant deferral / active EE | $8,874 | $7,111+24.8% | $6,710+32.3% | $5,851+51.7% |
| Admin fee / account holder | $8,096 | $12,125-33.2% | $10,264-21.1% | $11,599-30.2% |