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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,988 | $150,447-37.5% | $136,298-31.0% | $147,586-36.3% |
| Participation rate | 93.3% | 84.4%+8.9pp | 81.9%+11.4pp | 82.8%+10.5pp |
| Annual return | 16.84% | 1049.15%-1032.3pp | 5156.27%-5139.4pp | 578.59%-561.8pp |
| Employer contribution / active EE | $4,175 | $5,256-20.6% | $4,696-11.1% | $4,876-14.4% |
| Participant deferral / active EE | $7,591 | $6,631+14.5% | $6,247+21.5% | $5,439+39.6% |
| Admin fee / account holder | $11,149 | $10,906+2.2% | $9,244+20.6% | $10,886+2.4% |