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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,118 | $144,130+84.6% | $117,861+125.8% | $147,586+80.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 15.35% | 531.20%-515.8pp | 335.11%-319.8pp | 578.59%-563.2pp |
| Employer contribution / active EE | $16,000 | $4,897+226.7% | $3,786+322.6% | $4,876+228.1% |
| Participant deferral / active EE | $2,103 | $5,316-60.4% | $4,482-53.1% | $5,439-61.3% |
| Admin fee / account holder | $2,950 | $10,887-72.9% | $8,021-63.2% | $10,886-72.9% |