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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,007 | $131,835+63.1% | $108,582+98.0% | $273,972-21.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 1.69% | -91.57%+93.3pp | -51.70%+53.4pp | 41.46%-39.8pp |
| Employer contribution / active EE | $19,553 | $4,913+298.0% | $3,758+420.2% | $4,869+301.6% |
| Participant deferral / active EE | $9,000 | $5,127+75.5% | $4,311+108.8% | $5,287+70.2% |
| Admin fee / account holder | $3,205 | $10,253-68.7% | $7,645-58.1% | $10,133-68.4% |