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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,396 | $135,645+92.7% | $110,243+137.1% | $135,380+93.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.21% | 513.24%-522.4pp | 314.76%-324.0pp | 519.81%-529.0pp |
| Employer contribution / active EE | $11,950 | $4,907+143.5% | $3,827+212.3% | $4,779+150.1% |
| Participant deferral / active EE | $8,000 | $5,507+45.3% | $4,672+71.2% | $5,609+42.6% |
| Admin fee / account holder | $2,938 | $11,458-74.4% | $8,548-65.6% | $10,828-72.9% |