Filed January 17, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $380,376 |
Filed as: COMMONWEALTH FINANCIAL Service code 26 · EIN 04-2675571 | Advisory (Participants) | $82,821 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,230 | $104,544+27.4% | $96,564+38.0% | $80,187+66.1% |
| Participation rate | 97.7% | 86.4%+11.3pp | 76.0%+21.7pp | 72.9%+24.7pp |
| Annual return | 19.87% | 21.79%-1.9pp | 25.89%-6.0pp | 40.40%-20.5pp |
| Employer contribution / active EE | $1,252 | $3,527-64.5% | $2,967-57.8% | $2,980-58.0% |
| Participant deferral / active EE | $8,343 | $6,170+35.2% | $4,852+72.0% | $5,016+66.3% |
| Admin fee / account holder | $235 | $107+119.7% | $8,256-97.2% | $145+61.9% |