Filed January 17, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $206,237 |
Filed as: COMMONWEALTH FINANCIAL Service code 26 · EIN 04-2675571 | Advisory (Participants) | $86,500 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,192 | $130,052-12.2% | $86,717+31.7% | $77,906+46.6% |
| Participation rate | 96.7% | 85.9%+10.8pp | 76.6%+20.1pp | 73.7%+23.0pp |
| Annual return | -14.10% | -12.73%-1.4pp | 35.97%-50.1pp | 12.16%-26.3pp |
| Employer contribution / active EE | $1,187 | $3,214-63.0% | $2,837-58.1% | $2,846-58.3% |
| Participant deferral / active EE | $7,724 | $5,741+34.5% | $4,657+65.9% | $4,805+60.7% |
| Admin fee / account holder | $148 | $132+12.5% | $7,494-98.0% | $133+11.9% |