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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,187 | $77,814-77.9% | $158,223-89.1% | $86,983-80.2% |
| Participation rate | 82.8% | 68.4%+14.4pp | 79.2%+3.6pp | 69.5%+13.3pp |
| Annual return | 6.45% | 30.54%-24.1pp | 52.09%-45.6pp | 25.83%-19.4pp |
| Employer contribution / active EE | $580 | $2,592-77.6% | $4,109-85.9% | $2,584-77.6% |
| Participant deferral / active EE | $3,203 | $3,270-2.0% | $5,467-41.4% | $4,194-23.6% |
| Admin fee / account holder | $10,545 | $5,879+79.4% | $16,047-34.3% | $7,856+34.2% |