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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,389 | $73,863-75.1% | $143,797-87.2% | $68,490-73.2% |
| Participation rate | 84.2% | 66.7%+17.5pp | 80.3%+3.9pp | 67.9%+16.3pp |
| Annual return | -16.15% | 0.91%-17.1pp | -0.04%-16.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $662 | $3,185-79.2% | $4,952-86.6% | $2,597-74.5% |
| Participant deferral / active EE | $1,916 | $3,385-43.4% | $5,638-66.0% | $4,028-52.4% |
| Admin fee / account holder | $3,030 | $5,756-47.4% | $14,679-79.4% | $5,403-43.9% |