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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,431 | $81,331-76.1% | $155,534-87.5% | $80,935-76.0% |
| Participation rate | 85.4% | 66.3%+19.1pp | 78.2%+7.1pp | 67.7%+17.7pp |
| Annual return | 25.92% | 33.37%-7.5pp | 64.92%-39.0pp | 35.66%-9.7pp |
| Employer contribution / active EE | $527 | $3,105-83.0% | $4,675-88.7% | $2,757-80.9% |
| Participant deferral / active EE | $2,286 | $3,454-33.8% | $5,630-59.4% | $4,299-46.8% |
| Admin fee / account holder | $2,311 | $7,999-71.1% | $15,900-85.5% | $6,924-66.6% |